CFC Stanbic Holdings Limited ( 2009 Annual Report

first_imgCFC Stanbic Holdings Limited ( listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2009 annual report.For more information about CFC Stanbic Holdings Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the CFC Stanbic Holdings Limited ( company page on AfricanFinancials.Document: CFC Stanbic Holdings Limited (  2009 annual report.Company ProfileCFC Stanbic Holdings Limited is a financial service, insurance agency and stock broking company in Kenya offering products and services to the personal, commercial, corporate and investment banking sectors. The company also has division servicing clients in the Republic of South Sudan. Its corporate and investment banking division services range from transactional banking, debt securities and equity trading to project, structured and trade financing. Its personal and commercial banking division offers services ranging from The Corporate and Investment Banking segment offers foreign exchange, and debt securities and equities trading services; transactional banking and investor services; investment banking services, such as project finance, advisory, structured finance, structured trade finance, corporate lending, primary markets, and property finance services; and wealth management and advisory services to larger corporates, financial institutions, and international counterparties. The Personal and Business Banking segment provides residential accommodation loans to individual customers; installment sales and finance leases, including installment finance in the consumer vehicles market, and vehicles and equipment finance in the business market; and card facilities to individuals and businesses. This segment also offers transactional and lending products comprising deposit taking, electronic banking, cheque accounts, and other lending products associated with the various points of contact channels, such as ATMs, Internet, and branches. The company was formerly known as CfC Stanbic Holdings Limited and changed its name to Stanbic Holdings Plc in October 2016. The company is based in Nairobi, Kenya. Stanbic Holdings Plc is a subsidiary of Stanbic Africa Holdings Limited. CFC Stanbic Holdings Limited is listed on the Nairobi Securities Exchangelast_img read more

Cornerstone Insurance Company Plc ( Q32020 Interim Report

first_imgCornerstone Insurance Company Plc ( listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2020 interim results for the third quarter.For more information about Cornerstone Insurance Company Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Cornerstone Insurance Company Plc ( company page on AfricanFinancials.Document: Cornerstone Insurance Company Plc (  2020 interim results for the third quarter.Company ProfileCornerstone Insurance Company Plc is an insurance company in Nigeria offering products for life and non-life classes. The company provides risk underwriting and related financial services for individuals, corporate and institutional customers. This includes products for motor vehicles, aviation, marine, engineering all risks, asset protection, liability to third party, oil and gas, group life, credit life, mortgage protection, term assurance, wealth creation and Islamic insurance. Cornerstone Insurance Company Plc was the first insurance company in Nigeria to provide customers with an online platform for insurance transactions. The company’s services are easily accessible through internet and mobile technology. Cornerstone Insurance Company Plc’s head office is in Lagos, Nigeria. Cornerstone Insurance Company Plc is listed on the Nigerian Stock Exchangelast_img read more

I’d buy these 5 FTSE 100 stocks in 2021 to achieve financial freedom

first_img This may suit you better. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares As the year draws to a close, I’m drawing up a hit list of top FTSE 100 stocks to build my wealth in 2021 and beyond. This year has been tough for investors, but Covid-19 vaccines now promise a brighter future.There are still plenty of bargain FTSE 100 stocks out there. I think these three should give me the dividend income and share price I’m after to achieve financial freedom and retire at a time of my choosing.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…My first pick is FTSE 100 ‘big pharma’ stock GlaxoSmithKline (LSE: GSK). AstraZeneca has dominated the headlines lately, following its Oxford vaccine breakthrough, but Glaxo looks the superior dividend stock today, I feel.Today, Glaxo yields 5.77%, and unlike many FTSE 100 stocks has maintained shareholder payouts throughout the pandemic. Chief executive Emma Walmsley may have held the dividend at 80p for five years, now, but I’m not complaining given that yield. The Glaxo share price has fallen by around a fifth in recent months and I reckon this gives me a great buying opportunity. Today, it trades at just 11.1 times earnings. Believe me, that is cheap for Glaxo. Usually I would consider myself lucky to buy it at 15 times. I’d buy these FTSE 100 stocks in 2021My next FTSE 100 stock pick is more controversial. Oil giant BP (LSE: BP) is facing an existential threat from the rise of renewables, and the war on climate change. Chief executive Bernard Looney is desperately trying to repurpose BP for the net carbon zero world, and there is no guarantee he will win.Yet I still believe BP can generate healthy income and growth from its legacy fossil fuel business, while switching to greener forms of energy. In the interim, BP offers a whopping forecast yield of 8.4%, despite halving its dividend in August. The BP share price is climbing right now and could rebound further as the world starts travelling again. Brent crude is nudging $50 a barrel and the higher it climbs the better this FTSE 100 stock will perform.I’ll be crying financial freedomAsset manager and insurer Legal & General Group (LSE: LGEN) has maintained its income throughout the pandemic, holding its nerve even as rival Aviva slashed its payout. Today, it offers investors a juicy forward yield of 6.9%, covered 1.6 times by earnings.The L&G share price has jumped almost 40% in the last month, which I’m glad to see, given that I have been tipping the stock for years. So it’s not as cheap as it was, but this FTSE 100 stock still looks nicely priced, trading at 8.63 times earnings.Legal & General has shown its resilience through what should have been a tough year for asset managers. The combination of a low entry price, solid long-term prospects and generous dividend policy makes it a top retirement stock for my portfolio. I’d buy these three in 2021 and move a step closer to achieving financial freedom. Harvey Jones | Friday, 4th December, 2020 | More on: BP GSK LGEN Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… Enter Your Email Address Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Image source: Getty Images There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has recommended GlaxoSmithKline. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. I’d buy these 5 FTSE 100 stocks in 2021 to achieve financial freedom See all posts by Harvey Joneslast_img read more

BE House / spaceworkers

first_imgSave this picture!© FG+SG – architectural photography+ 31 Share Projects Houses Photographs:  Fernando Guerra | FG+SGDiretor Financeiro:Carla DuarteEngineering:aspp ENGENHEIROS, LdaArchitects In Charge:Henrique Marques e Rui DinisProject Team:Rui Rodrigues, Sérgio Rocha, Daniel Neto, Vasco Giesta e José CarlosCity:ParedesCountry:PortugalMore SpecsLess SpecsText description provided by the architects. The idea of a vernacular architecture (forgotten) and how it seeks to form a clear speech between the landscape and programmatic needs is something that we always admire.Save this picture!© FG+SG – architectural photographyA very successful example of this discourse, are the structures to support agriculture (normally function barns / granary), which in a more or less random would punctuate the countryside, as blocks of ephemeral appearance that levitated on the ground.Save this picture!© FG+SG – architectural photographyIt is precisely this idea of “gravitational lightness” that fascinates us and which is based the concept of this project.Save this picture!© FG+SG – architectural photographyGenerally, the proposal presents a tripartition according to the vernacular elements, the base, with an image of a static and megalithic mono-block, which includes the service functions of the house.Save this picture!© FG+SG – architectural photographyThe open area, identified with the more public housing programs, which explores the visual and physical relatioships with the outside through the huge glass windows that transmit the idea of lightness and structural weaness sought with the concept, and finally the geometric block that seems to “gravitate”, where are the private spaces of the house.Save this picture!© FG+SG – architectural photographyThe concept of tripartition is complemented with a choice of materials that seeks to exploit the apparent weakness of wood in contrast to the black stone block (base level) and the concrete block (upper level).Save this picture!© FG+SG – architectural photographyProject gallerySee allShow lessMVRDV Exhibits Furniture Series “Vertical Village” at Milan Design WeekArchitecture NewsComplex House / Tomohiro HataSelected Projects Share CopyAbout this officespaceworkersOfficeFollowProductsGlassStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesParedesFG+SG Fotografia de ArquitecturaPortugalPublished on April 08, 2014Cite: “BE House / spaceworkers” [Casa BE / spaceworkers] 08 Apr 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogMetal PanelsAurubisCopper Alloy: Nordic BrassCompositesMitrexPhotovoltaic Solar Cladding – BIPV CladdingPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemArmchairsUniForArmchair – ParigiLouvers / ShuttersBruagShading Screens – Perforated Facade PanelsAluminium CompositesSculptformAluminium Façade BladesCultural / PatrimonialIsland Exterior FabricatorsSeptember 11th Memorial Museum Envelope SystemWire MeshJakobWebnet in a Gymnasium in GurmelsDoorsLinvisibileLinvisibile Pocket Door | MareaPaintKEIMMineral Paint for Concrete – KEIM Concretal®-WLouversReynaers AluminiumSolar ShadingHandlesFormaniFitting Collection – ARCMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Portugal CopyHouses•Paredes, Portugal BE House / spaceworkers Architects: spaceworkers Year Completion year of this architecture project BE House / spaceworkersSave this projectSaveBE House / spaceworkerscenter_img “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Photographs 2013 ArchDaily “COPY” Year:  ShareFacebookTwitterPinterestWhatsappMailOr Clipboardlast_img read more

Cutty Sark Trust raises £485 an hour online via Justgiving

first_imgCutty Sark Trust raises £485 an hour online via Justgiving The appeal page worked particular well for overseas donors: around 18% of donations were made from overseas compared to the Justgiving average of 5%.According to Louise Massara, Stewardship Manager of the Cutty Sark Trust, “about 10% of funds raised so far has come through the fundraising page. The other money consists of three large donations totalling £400,000 and more donations coming in through the post and over the phone.” Tagged with: Digital Research / statistics Howard Lake | 26 June 2007 | News  18 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img Following last month’s fire on the Cutty Sark clipper in Greenwich, an online fundraising appeal raised £20,000 in the first two days. Indeed, the page at Justgiving generated donations at a remarkably consistent rate of around £485 every hour for the first 48 hours.According to a case study on the Justgiving charities blog, the page, which was set up on the day of the fire, had by 20 June collected 1,126 donations totalling £37,443.19 with just under £8,000 reclaimed in Gift Aid.The average donation to the appeal was £33.25, slightly higher than the overall average for Justgiving of £32 including Gift Aid. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

USDA Sharply Revises Farm Income Forecasts

first_img This week, the Department of Agriculture changed its forecast for 2016 net cash farm income to $94.1 billion, up from its initial projection of $90.9 billion in February. While USDA increased the estimate, net cash farm income remains 13.3 percent lower compared to 2015. The net farm income forecast for 2016 in February was revised up to $71.5 billion from $54.8 billion, but still down 11.5 percent from last year. For the second year in a row, USDA noted production expenses were down in 2016. Net farm income for 2015 was revised up significantly to $80.7 billion, an increase of 43 percent from the numbers released in February.Agriculture Secretary Tom Vilsack said the forecast highlights the ability of farmers to plan ahead and make sharp business decisions in a challenging market, “The estimates also showed that debt to asset and debt to equity ratios-two key indicators of the farm economy’s health-continue to be near all-time lows. In addition to strong balance sheets, median household income for farming families remains near historic highs. In 2016, higher off-farm earnings are expected to help stabilize losses due to low commodity prices.”Full Forecast: NAFB News Service USDA Sharply Revises Farm Income Forecasts Home Indiana Agriculture News USDA Sharply Revises Farm Income Forecasts By Hoosier Ag Today – Aug 31, 2016 Facebook Twitter SHARE Facebook Twitter SHARE Previous articleBuyers from China Commit to $1.8 Billion of U.S. Soy While in IndianaNext articleISDA Certifies New Class of Livestock Producers for Best Practices Hoosier Ag Todaylast_img read more

Foreign journalists blocked from reporting on world’s biggest electronic waste site

first_img RSF_en June 2, 2021 Find out more Democracies need “reciprocity mechanism” to combat propaganda by authoritarian regimes Organisation Follow the news on China Receive email alerts ChinaAsia – Pacific March 3, 2006 – Updated on January 20, 2016 Foreign journalists blocked from reporting on world’s biggest electronic waste site News April 27, 2021 Find out more Two foreign TV crews have had footage seized by henchmen of the owners of a huge electronic waste recycling centre in Guiyu, in Guangdong province in southern China over the past two weeks. “It is absolutely unacceptable that Chinese or foreign journalists should be banned from working in Guiyu, believed to be the world’s biggest toxic waste site,” said Reporters Without Borders.“We strongly condemn the determination of some local owners, with the backing of the authorities, to prevent access to information by force, and the problems for the press in probing the hidden face of China’s economic miracle,” it said.“We urge the authorities in Guangdong to ensure the press free access to Guiyu.”French freelance journalist Michael Sztanke and two colleagues were surrounded by around 30 men just after they finished filming at Guiyu on 1st March 2006. They were forced to hand over some of their video tapes.“We spent 45 minutes trying, unsuccessfully, to negotiate with them, Sztanke told Reporters Without Borders.”Then things got out of hand and they stole the tapes and told us not to come back to the region.”A few days earlier, a Japanese television crew were set upon by several hundred owners and workers Guiyu. The Japanese journalists had both their tapes and video equipment seized.Police did not intervene on either occasion.Guiyu is a community of four villages on the banks of the Lianjiang river, some 200 kilometres north-east of Hong Kong. More than 100,000 people, who are paid the equivalent of around 1.50 euros a day, use their hands to strip down and sort electronic equipment, in defiance of the most elementary public health regulations.“The working conditions on the sites are horrible. In Guiyu, in south-east China, I have seen vats of acid spilling into the rivers. They were so corrosive they could dissolve a coin in one hour,” said Kevin Bridgen, a scientist working for Greenpeace International.“Many of the chemicals used in the electronic industry are dangerous and can be harmful to health even at very low concentrations,” he said.center_img to go further Help by sharing this information China: Political commentator sentenced to eight months in prison News ChinaAsia – Pacific News News China’s Cyber ​​Censorship Figures March 12, 2021 Find out morelast_img read more

Bank on a real welcome in Corbally’s Shannon Banks

first_imgNewsLocal NewsBank on a real welcome in Corbally’s Shannon BanksBy admin – April 10, 2009 650 Email Advertisement Linkedin Twitter RESIDENTS in the Shannon Banks estate are demanding to be put on the tourist’ trail.According to Labour Councillor Pascal Fitzgerald, they are to put pressure on Clare County Council to erect a sign stating ‘Welcome to Shannon Banks’.Sign up for the weekly Limerick Post newsletter Sign Up  There is no prominent sign recognising the estate and motorists can drive past not realising that they have missed their destination.Situated on the River Shannon and bordering on Limerick city, the estate is located on the main Limerick/Killaloe road.Said Cllr. Fitzgerald: “there is a green space fronting the road that would be ideal for such a sign that could be nicely designed and set in the ground”.He added that residents also want all the driveways in the estate signposted.“The Council said this would be done, but so far nothing has happened. This request was made some years ago, and I again spoke to the Director of Services only last week and he said the signs would definitely be replaced.“Its unfair for people coming in looking for an address and there are no names on the driveways. They have to drive around and ask for directions.“I would like to point out that the Council has put up a sign opposite the Shannon Banks estate pointing people to Limerick and Killaloe, which I found amusing – surely people living in the estate know which direction is Limerick and which is Killaloe. This signpost was put up in recent weeks.“Residents are asking how this can be done so fast and their request for proper street signs has so far been ignored”, he added.Local candidates for the upcoming elections have been extremely active in the general Corbally area of late, and has resulted in many improvements.center_img Facebook WhatsApp Print Previous articleTwo detained following pub shootingNext articleArt Gallery ideal for polling -Leddin adminlast_img read more

The Week Ahead: The Domino Effect of the Supply Shortage

first_img Related Articles in Daily Dose, Featured, Market Studies, News Share Save Servicers Navigate the Post-Pandemic World 2 days ago May 22, 2016 1,145 Views The Best Markets For Residential Property Investors 2 days ago Housing Supply New Home Sales 2016-05-22 Brian Honea The Week Ahead: The Domino Effect of the Supply Shortage Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Tagged with: Housing Supply New Home Sales Home / Daily Dose / The Week Ahead: The Domino Effect of the Supply Shortage  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago It’s no secret that inventory is on the scarce side in the housing market, which is causing a domino effect of issues for homebuyers trying to purchase a home. The mortgage industry is now anticipating where new single-family home sales will fall for April after coming up short the month before. The National Association of Realtors (NAR) will release the new home sales report for April on Tuesday, May 24.The shortage of existing homes on the market, which is now at 44 months and counting, according to the NAR’s existing-home sales report released last week, could have an adverse affect on new home sales.”If there is a shortage of existing homes, that’s where brand new homebuyers come from—selling existing homes,” said David Crowe, former chief economist of the National Association of Home Builders. “If the existing homeowners are unwilling to sell for a variety of reasons, then they basically are not released to buy the new homes. The new home market is waiting on existing homeowners selling their current home to build more new homes.”What will the new home sales report for April bring? Will the shortage of existing homes continue to pull down new home sales, or will the low mortgage rates give new home sales a boost?In March, new home sales declined by 1.5 percent down to an annual rate of about 511,000, driven by a large decline in the West (23.6 percent). The median sales price of a new home declined year-over-year in March by 1.8 percent to about $288,000.GDP: Friday, May 27The Bureau of Economic Analysis will release the second of three estimates for the nation’s first quarter GDP growth on Friday, May 27. In the advance estimate for the first quarter released in late April, the BEA reported GDP growth to be a weak 0.5 percent. GDP growth has been weak for the last several first quarters; last year, it came in at 0.7 percent.Housing experts have downwardly revised their economic forecasts for the full year of 2016. Last week, Fannie Mae announced its forecast for GDP growth for the year was now 1.7 percent, down from 1.9 percent the previous month and from 2.2 percent at the beginning of the year. Also last week, Freddie Mac revised its GDP forecast for the full year from 2.0 percent down to 1.8 percent.Here is the lineup for the week:Tuesday, May 24New Home Sales, National Association of Realtors, 10 a.m. ESTWednesday, May 25House Price Index, Federal Housing Finance Agency, 9 a.m. ESTThursday, May 26Jobless Claims, Bureau of Labor Statistics, 8:30 a.m. ESTPending Home Sales Index, National Association of Realtors, 10 a.m. ESTFriday, May 27GDP, Second first quarter estimate, Bureau of Economic Analysis, 8:30 a.m. EST Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Brian Honea Demand Propels Home Prices Upward 2 days ago Previous: Counsel’s Corner: Reversal of the “Free House” Decision Next: DS News Webcast: Monday 5/23/2016 Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribelast_img read more

Letterkenny Lower Main Street reopens after building collapse

first_img WhatsApp Google+ Previous articleDerry letter bomb was intended for Maghaberry PrisonNext articleEnglish misses out on final place News Highland Facebook Facebook Pinterest Letterkenny Lower Main Street reopens after building collapse Main Evening News, Sport and Obituaries Tuesday May 25th RELATED ARTICLESMORE FROM AUTHOR Pinterest WhatsApp 75 positive cases of Covid confirmed in North center_img News Google+ 365 additional cases of Covid-19 in Republic Twitter The Lower Main Street in Letterkenny has reopened to traffic and pedestrians following the collapse of a building earlier this morning.Nobody was hurt during the incident.It’s understood the wall in an old shed collapsed after a number heavy showers of rain.Mayor of Letterkenny, Pascal Blake says council engineers and the owners of the building are now working to make it safe:[podcast][/podcast] By News Highland – March 7, 2014 Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Further drop in people receiving PUP in Donegal Gardai continue to investigate Kilmacrennan firelast_img read more