1. Recognizing who the competition is. It’s no longer banks and other credit unions that pose the biggest competition. Members now rank their credit union experiences based on all of their experiences with brands and companies. “They’re comparing us against Facebook, against Netflix, against Amazon,” said Michael Upton, chief digital and technology officer at First Tech. “As a financial services company, we believe it is absolutely vital we benchmark ourselves against the type of experiences our members have come to expect, whether they’re online or on their phones.”2. Investing in data analytics. Delivering the relevant, personalized experiences members demand begins with data. Once a credit union has a plethora of member data on hand, though, the next big question is what to do with it all. That’s where a data warehouse and dedicated analytics team can help. By investing in both, First Tech has taken control of its data. Upton noted, “If you understand what’s happening, you can then start to design products and actions.” Already, members are beginning to expect their credit unions to proactively fill needs they don’t know they have.3. Focusing on omnichannel. A member’s credit union experience should be seamless from one channel to another. This is what’s known as omnichannel. First Tech launched an omnichannel experience initiative about two years ago. “Whether our members call us at the contact center, come into our retail branch or choose to come online, the omnichannel is aware of those interactions,” said Upton. “We can create an experience that allows a member to start at one part of the company and complete any of their tasks at any other part of our company.”To learn more about optimizing member experiences, register for the “Jobs to Be Done” webinar – the latest in CO-OP’s Digital Transformation webinar series. “Wow, what a great experience.” Those five words should be at the top of members’ minds after every interaction with their credit union. Whether they’re engaging in person, online or over the phone, members should be guaranteed a positive experience. In fact, it’s what they expect. For three out of five Americans, getting a better experience is a reason to try a new brand or company (or credit union). First Technology Federal Credit Union, a $10 billion institution based in Silicon Valley and serving technology-driven companies, wants to ensure its members don’t feel that need to switch. Creating member loyalty involves three key steps at First Tech. 181SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Students / Facebook The project “Digitization of cultural tourism products Brijuni” designed a mobile application that would provide the ability to book accommodation for guests on the island of Veli Brijun, bookings and purchase excursions, navigation around the island, as well as information on attractions, VR tours, calendar of events and more. Some of the projects designed by students are “Digitization of cultural tourism products in Brijuni”, “Your concierge on Brijuni”, “Villas of revived time”, “Adrenaline and glamping on Mali Brijuni”, “Special story and a different range of events with emotions on the occasion of 100- and the anniversary of the death of Paul Kupelwieser “, etc. “Students need to be involved as much as possible in such and similar projects in cooperation with representatives of employers because they get the opportunity to express their own creativity and directly implement theoretical knowledge and what is learned in practice.. “, Pointed out Tea Golja, professor of Management in Culture and Tourism. The head of the Hotel Department at the Brijuni National Park, Nataša Stojkovski, pointed out that Brijuni has an exceptional potential for the development of specialized hotel management for cultural and socially responsible tourism. Today, over 40% of trips are motivated by some form of enjoyment of tangible and intangible culture, which is why it is important to involve students of Culture and Tourism in the development of tourist experiences in order to bring refreshment and innovative ideas and suggestions. Photo: Brijuni National Park / Facebook The project “Villas of Revived Time” presupposes sightseeing of Brijuni villas with a stage spectacle from the time of Kupelwieser, Koch or Tito, as well as a virtual experience in which visitors would have direct contact with the characters. On the occasion of the 100th anniversary of the death of Paul Kupelwieser, students designed innovative events such as an art exhibition of great-grandchildren Paul Kupelwieser, a conference for young students and doctoral students, virtual walks on the Brijuni from Austro-Hungary, theater plays about Kupelwieser and more. After a day on Brijuni in October last year where they visited the island and listened to educational lectures on Brijuni, cultural tourism, project management and tourism planning, students were given the task to develop ideas on the following topics: “Digitization of tourism products / services / experiences “,” Development and tourist valorization of other islands (along the island of Veliki Brijun) “,” culture and tourism – new products of cultural tourism “and” culture and health tourism “. “Concierge on the Brijuni” would be in charge of providing detailed information to guests about local events and attractions of the island. Also, an application was developed that would contain all the information about Brijuni, the profile of the concierge staff, location and contact, as well as a gallery of pictures and video content with the sights. Students of the third year of the undergraduate study Culture and Tourism from the Faculty of Interdisciplinary, Italian and Cultural Studies, presented their project solutions related to the Brijuni National Park.
A bar owner in New York has become the first business owner to be arrested for not adhering to the coronavirus lockdown of nonessential operations.56-year-old Vasil Pando was arrested on Saturday after his bar was found to be still operating as normal despite Governor Cuomo’s order for all bars and restaurants in New York to remain closed until April 15th.When authorities arrived, they found several people inside of the bar drinking, gambling, and not adhering to the social distancing rules.The business owner is now facing charges for the illegal sale of alcohol, prompting gambling, and violating the mayor’s order.
ATLANTIC HIGHLANDSThe Atlantic Highlands Historical Society will host a holiday performance at 7:30 p.m. Wednesday, Dec. 19, by the Henry Hudson High School A Cappella Choir, directed by Cody Holody.Attendees will be able to enjoy holiday songs and refreshments in the decorated Strauss Mansion, 27 Prospect Circle. The mansion will be open at 7 p.m. * * * * *Claddagh na nGael is hosting a Christmas social/fundraiser to benefit Sandy victims from 1 to 5 p.m. Sunday, Dec 16, at Molly Maguire’s Blackpoint Inn, 132 East River Road.The event will be an afternoon of Irish music and family entertainment. With as many as 20 musicians expected, children and student musicians are welcome to the open session. New unwrapped toys will be collected for distribution to children whose families were hit hard by Super Storm Sandy. The toys will be donated to Project Paul, which operates the largest food pantry in Monmouth County helping approximately 1,600 individuals a week.Donations for the organization will also be accepted. Checks should be made payable to Project Paul.Those who can’t afford a toy or monetary donation are invite to bring their families and listen to the good music.Information about Project Paul is available at www.projpaul.org. MIDDLETOWNCentrex Sports Club is offering holiday cheer for those less fortunate and for those families who were affected by Sandy, with a free brunch and other holiday activities from 9 a.m. to noon Saturday, Dec. 15. Santa Claus will arrive by fire truck from Middletown Volunteer Fire Company 1 and will pose for photos with the children.State Senator Joseph M. Kyrillos Jr. and his family will be joined by township elected officials as they and club representatives distribute toys from the club’s annual drive.Centrex is located at 500 State Highway 35 in the Union Square shopping center. COLTS NECKColts Neck High School is hosting the Jingle Bell Walk, a 5K Stroll for Sandy at 10 a.m. Saturday, Dec. 15, to help raise money for disaster relief efforts.The 5K walk will start and end near the track where vendors and crowds will gather. Jersey Strong T-shirts and food and drinks will be available.After the walk, music and entertainment will be provided.Prizes will be awarded at 11 a.m. for best holiday-themed costume for a group and individual.Walkers are encouraged to bring food for The FoodBank of Monmouth and Ocean Counties and unwrapped presents for Toys for Tots.The preregistration fee is $20 and race day registration is $25. Children 10 and under walk for free.Corporate donations and sponsorships are being sought.All proceeds will be donated to the schools in Monmouth County as well as the township’s adopted town of Union Beach. LITTLE SILVERRed Bank Regional (RBR) has the recipe to usher in the holiday season with fabulous music, dance and art.The RBR Academy of Visual & Performing Arts (VPA) will present a Holiday Showcase, at 7 p.m. Friday and Saturday, Dec. 14-15, at the RBR Theatre at 101 Ridge Road in Little Silver.The presentations are unique and feature different works each night. The performing groups include the RBR art, drama, creative writing, instrumental music, piano, photography and vocal majors with the chamber singers, concert choir, concert bank, harp ensemble and string ensemble.Tickets are $7 for adults and $5 for students and senior citizens. RUMSONThe English Speaking Union will be holding its annual holiday repast on Saturday, Dec. 15, at the Rumson Country Club, 163 Rumson Road.Libations will be served at 6 p.m., followed by a 7 p.m. traditional English Christmas dinner and entertainment at 8 p.m.The organization’s scholarship winner, Evelyn Giovine, will provide a special holiday program.The cost is $60 per person for members and $65 for nonmembers. Wine will be provided at the table, and a cash bar will be available throughout the evening.All are welcome; the dress is black tie optional.A silent auction, with half of the proceeds to be donated to local storm relief efforts, will be featured.Additional information is available by contacting ESU President Richard Biernacki at 732-787-2217 or emailing [email protected] comcast.net. * * * * *The festivities continue all month throughout town.Every Saturday through Dec. 22 from noon to 3 p.m. shoppers can enjoy the sounds of the season from the Holiday Harmonies. Traditional carolers, choirs, brass bands, rock, folk, jazz and blues musicians will bring holiday tunes to the sidewalks of Red Bank.Classic horse and carriage rides will be available from 1 to 5 p.m. Saturdays through Dec. 22, sponsored by Pauline Poyner and Red Bank RiverCenter.A new event – “We Double Dog Dare You Scavenger Hunt” – will allow participants to visit the 50-plus businesses involved to search through Sunday, Dec. 16, for a hidden holiday character inspired by the holiday classic movie A Christmas Story. Shoppers will gather stamps on their hunt for every character they find, and once 15 are collected, they can be entered to win a Red Bank prize package.The movie theme continues with the return of the popular, window-decorating contest. Businesses have been invited to decorate their windows using any holiday movie they choose. Shoppers can vote online at www.ACoolLittle Town.com through Sunday, Dec. 16, for their favorite windows.Pictures with Santa will be available from noon to 4 p.m. Saturday, Dec. 15, and Sunday, Dec. 16 by, TSS Photography at The Galleria, 2 Bridge Ave.Free parking continues in borough parking lots through Christmas Day, courtesy of the Borough of Red Bank.In a program that captures the heart of the Christmas story, the 50-voice Tower Hill Choir presents “A Spiritual Christmas,” at 7 p.m. Saturday, Dec. 15, in the sanctuary of the First Presbyterian Church at Red Bank (Tower Hill), 255 Harding Road.The choir is under the direction of Adam Peithmann, the church’s director of music ministries. RED BANKA Christmas Carol will be presented at the Count Basie Theatre at 7:30 p.m. Saturday, Dec. 15. The play is a production of the Nebraska Theatre Caravan’s national tour. A cast of two-dozen actors with a live orchestra will faithfully portray all the beloved characters from Dickens’ 1843 novel.Their voices and lively dancing render traditional carols like “God Rest Ye Merry Gentlemen,” “Away In a Manager” and “Here We Come A-Wassailing” as a musical theater treat for the entire family.This production recreates Victorian era London with more than 100 costumes, a set evoking a Currier and Ives print and ghostly special effects.Tickets are $49.50, $29.50 and $19.50 and are available at the theater box office at 99 Monmouth St. or by calling 732-842-9000. * * * * *The adult and children’s choirs of St. Agnes Catholic Church will present their 18th annual Christmas Concert at 3 p.m. Sunday, Dec. 16.The choirs will be directed by G. Thomas Elliott and accompanied by organist Corina Pauta.The church is located at 103 Center Ave., at the corner of Avenue C. FAIR HAVENThe Fair Haven PTA’s biennial house hour will be held from 10:30 a.m. to 2:30 p.m. Friday, Dec. 14, and will include a Super Storm Sandy relief fundraising effort designed to assist local victims with replacing kitchen and household items lost in the storm.Tour attendees will be encouraged to donate new kitchen essentials and much needed gift cards for home-goods stores. There will be donation boxes at each of the eight tour homes. These donations will be given to Sandy Family Match to distribute to local victims of Sandy.Tickets to Fair Haven’s First Floors are $50 and will be sold, beginning at 10:30 a.m. the day of the tour, at 248 Kemp Ave. and 85 Grange Ave. No children will be allowed on the tour and participants will be asked to remove their shoes. The Two River area has an array of concerts, shows, bazaars and other fun events for the holiday season. Here is a selection of events in the area this week:
RAFAEL BEJARANO, LUMINANCE, FOURTH AS EVEN MONEY FAVORITE: “She broke a little slow, so I didn’t have the position I wanted to have early. She tried really hard, but those fillies didn’t stop.” TRAINER QUOTES JOCKEY QUOTES STEWART ELLIOTT, GLORYZAPPER, WINNER: “She ran really well in her last out (her only start on turf) but she just didn’t have that turn of foot on the grass, like a lot of grass horses do. Phil knew it and said he would put her back on the dirt and shorten her up a bit. That’s what she’s good at.“With the way she ran today…she got tested and she fought to win, so I could see the Breeders’ Cup as a possibility.” PHIL D’AMATO, GLORYZAPPER, WINNER: “She gave us a good performance. She’s always a fighter, she always pushes on. Stewart did a great job. The four (favored Luminance) broke a little slow so Stewart put Gloryzapper into the race early and she fought everybody off.“I love her in this scenario. When she has her head in front of the rest of the opposition, she loves the fight. She loves to hold them off. Passing horses, she’s just ok, but she loves to be in the mix and fight them off.“We’ll see what’s next. Maybe the Breeders’ Cup Filly and Mare Sprint but, we’ll see. We’ll see how she comes out of it.” NOTES: The winning owners are A.C. Hebert, of Vinton, Louisiana, who races as Hebert Bloodstock, Andrew Leggio of Metairie, Louisiana and Peter Peluso of Glen Head, New York.
13 June 2007Investment in South Africa’s economy has risen steadily from 14.7% of gross domestic product (GDP) in the first quarter of 2002 to 19.2% of GDP in the last quarter of 2006, President Thabo Mbeki told Parliament on Tuesday.In the last quarter of 2006, he said, investment grew at an annualised rate of 16%, well ahead of the 10% target of the government’s Accelerated and Shared Growth Initiative for South Africa (Asgi-SA).Delivering the Presidency’s budget vote in Cape Town, Mbeki said South Africa’s economic growth was breaking records, citing “independently published research from … academic experts, ratings agencies that advise investors, and market research organisations.“Check with all these experts and you will discover that they know what most South Africans know, that by September this year, the South African economy will have been growing for eight solid years, longer than ever before in the recorded economic history of our country.”SA’s current rate of growth “has remained at a steady high level for longer than ever before in our history,” the President said, with average real income per person rising at around 4% per year since 2004 and more than 500 000 new jobs being created annually since September 2004.“These facts are not contested among experts in the field, except for those who say that we may be undercounting some of these key numbers because the sample frames we use have not kept up with a changing economic structure,” Mbeki noted.“There are also some who assert that many of the jobs created are in cyclical sectors like retail and construction, where job security is tenuous. Others point out that a considerable number of the new jobs created are in the informal sector.”This was true, Mbeki said, but did not detract from the fact that “we are now creating jobs more rapidly than ever before in our history” and that, “unlike most developing economies, most of our jobs are created in the formal sector.”Mbeki said the country should “celebrate the fact that the overwhelming majority of South Africans believe, from their lived experience, that tomorrow is likely to be better than today, and that their own hard work will help make it happen.”SouthAfrica.info reporter Want to use this article in your publication or on your website?See: Using SAinfo material
1 November 2012 South Africa’s Department of Science and Technology is to partner with Impala Platinum (Implats) to use and build local skills in the development of hydrogen and fuel cell products, the department announced on Wednesday. The collaboration with the world’s second-largest platinum producer is intended to attain some of the objectives of the National Hydrogen and Fuel Cell Technologies Research, Development and Innovation Strategy (HySA Strategy), which was established in 2008. Implats will initially co-fund a niche project in the portfolio of HySA Systems to the value of R6-million, over a three-year cycle. The project involves using South African raw materials to explore novel on-board hydrogen storage devices to be used for utility vehicles such as forklifts that will be tested in the Implats environment.Stimulating job creation and economic growth Science and Technology Minister Derek Hanekom said the department hoped its partnership with Implats would eventually lead to job creation and stimulate economic growth. With the necessary steps being taken to build up hydrogen and fuel cell infrastructure, it was essential to begin developing a supply chain of businesses which could generate jobs and growth in these new technologies, said lead investigator and Director of HySA Systems, Bruno Pollet. “Hydrogen-powered utility vehicles will help to create new working partnerships and bring about a sense of cohesion among those already working in the industry,” Pollet said. Implats chief executive officer Terence Goodlace said that long-term global growth could be sustained only on the foundations of resource availability and technological evolution, and that precious metals would be particularly valuable as growth patterns shifted. Implats recognised that beneficiation as a mechanism for generating additional value from a national resource would be increasingly important, Goodlace added.Penetrating the global fuel cell market The Department of Science and Technology has established three centres of competence under its HySA Strategy, which are hosted by some of the country’s leading universities and science councils. These centres of competence are hosted by the University of the Western Cape, co- hosted by the University of Cape Town and analytical chemistry laboratory Mintek, and co-hosted by North West University and the Council for Scientific and Industrial Research. The HySA centres of competence have made progress in securing partnerships with the international and local private sectors, which will enable HySA to penetrate the global fuel cell market, the department said. HySA Systems, one of the centres of competence, is based at the University of the Western Cape, and is engaged in systems integration and technology validation. Source: SANews.gov.za
22 February 2016When astronomer Kevin Govender found out he that he had been named as a joint recipient of the 2016 Edinburgh Medal with the International Astronomical Union (IAU), his first thought was that it was a mistake. “It wasn’t supposed to be me,” he said. “I thought it could rather be my colleague, George Miley.”But mistakes like that don’t happen, and indeed he was the correct candidate. “The moment I convinced myself it was real, it was unbelievable,” the director of the Office of Astronomy for Development (OAD) said thoughtfully.Govender first heard about his win towards the end of 2015, when he received an email. He immediately dismissed it as spam. But following a call from Prof Ian Wall, who is on the Board of Directors of the Edinburgh Science Festival, during which the award ceremony will take place, things became real. Wall said the board had been keeping an eye on Govender’s work.It prompted the curious Govender to do further research. “I looked it up,” he explained.He learned that some of the previous individual recipients included prestigious names in the scientific community, such as Prof Jane Goodall (1991), Sir David Attenborough (1998) and Prof Jocelyn Bell Burnell (1999). Four Nobel laureates have also been recipients: Prof Abdus Salam (1989), Prof Wangari Maathai (1993), Sir John Edward Sulston (2001) and Prof Peter Higgs (2013).The medal itself is made of sterling silver and features the original Edinburgh International Science Festival logo – a juggler performing with different symbols of science.Following the announcement, the influx of congratulatory messages came in droves. “I was swamped with well wishes.” He laughed when he said he still needed to respond to each of them. In order to satisfy the scrutiny, he took to his blog because “all the attention had left me rather speechless so far. I’ve barely managed to click ‘like’ on people’s comments to acknowledge their congratulatory nature”.In his post, he acknowledged his colleagues for their efforts in the OAD, he explained his hesitance in having the spotlight on him, and he thanked everyone for their support.“So thank you, my dear friends from near and far for all the well-wishes and congratulatory messages,” he wrote. “I accept them humbly with much appreciation and respect, and with the hope that this opportunity will provide a strong boost for the work that we do on this global initiative.”Govender will attend the awards ceremony on 30 March and will give a talk as well. It takes place during the 2016 Edinburgh International Science Festival. Because he is a science enthusiast, he said, he was most excited to attend the festival. He had completed his term at South Africa’s national science festival, Scifest Africa, and was keen to see the Scottish event.Receiving the medal was very important for South Africa, Govender added. “The award being given to a South African shows the global position of the country as a leader in astronomy in the developing world.” Having the main office of the OAD in South Africa, with nine regional offices around the world, further solidified South Africa’s leadership role.Govender’s love for science came from his parents, whom he described as a “special combination”. His mother was a teacher and his father a motor mechanic. “I grew up with a love for reading and learning how things worked.”If something went wrong in the Govender household, they fixed it themselves. It formed the basis for science – learning how the world and the universe worked. “When I was in high school, I used to read the science text books of the standard above me because [they were] more interesting,” he revealed. “The teachers supported me.”He and his fellow science enthusiasts formed science clubs to help younger children think about science, which continued throughout university. At his first job at the South African Nuclear Energy Corporation (Necsa), he became involved in science outreach projects and got sponsorship from the company.As yet, he has no idea where he will place the medal. “We’ll probably put it on display in the office,” he mused. “We have things on display from all our travels.“This medal gives a level of credibility to the work we do. And we have many affluent people passing through the office – they can then see the recognition.”Through his work, Govender has had to travel to many countries, so much so that his passport has run out of pages to be stamped. Highlights have been getting to know people all over the world and experiencing a wide range of cultures.But his ultimate highlight has been having two children with wife, Carolina Odman. “We’ve had two boys, one is two years old and the other four years old, and that has kept me sane. It gives perspective to the work we are doing.” Kevin Govender says his children help give him perspective. (Image: Supplied)Govender was appointed the OAD’s director in 2011. He was previously part of a tiny delegation that successfully lobbied the United Nations to declare 2009 the International Year of Astronomy (IYA2009); he chaired the Developing Astronomy Globally Cornerstone Project in the same year.He was included in the Mail & Guardian’s Top 200 Young South Africans, and received the National Science and Technology Forum’s Science Communicator award in 2011.He reiterated that the field of astronomy gave us the perspective we needed to change the world. “It opens and broadens our minds, it makes us realise what is, and what isn’t important.”
By Carol ChurchIn our first installment on this topic, we went over the definition of a side hustle and their pros and cons. In our second installment, we discussed finding the right side job, and do’s and don’ts for success. Today, we present a list of side job possibilities that might work for military spouses–some of which you may not have heard of.Of course, each job will have its pros and cons, and all require further research. If they will be operating a business out of military housing, spouses need to get advice on what is and isn’t permitted. And don’t forget about taxes, which can be complicated for ventures such as these.20 Military Spouse Side HustlesDog walker/pet sitterIt’s easier than ever to get into this due to new websites such as Rover and DogVacay, although companies like this also will take a cut of earnings. Those interested will want to consider their own expertise and comfort with animals of all size and type.Blogger (especially on a niche subject)While some bloggers are enormously successful, this is typically a low-profit business. However, those with specialized knowledge or marketing and media experience may be able to make this work. Visit ProBlogger for job listings and career advice.Virtual assistantThose with a variety of proven, useful skills may be able to do well working as a virtual assistant. Sites like Zirtual are for more professional responsibilities that an assistant would handle, such as bookkeeping and travel scheduling. Fiverr offers the chance to do almost anything (legal) one can think of for a “fiver” or more. Taskrabbit is more about local, in-person tasks, such as cleaning or deliveries.Photospin/Tom Baker“Social selling” companies, such as LulaRoe, Pampered Chef, Jamberry, Avon, etc.While not everyone is a fan of these systems, which typically involve reselling products to friends and acquaintances through parties or online, they definitely can and do work for some. It’s best to sell something one personally uses and feels passionate about. Take the time to research the particular company of interest, and remember that some of these systems also ask workers to “recruit” others.Perform assorted small tasks for pay on Mechanical TurkMechanical Turk offers a variety of small, short tasks (such as transcription, photo labeling, or completing surveys) available to do online. While most pay very little, the flexibility and ease of entry is nice, and those who know how to locate the highest-paying tasks sometimes are able to make a decent wage.Work for Uber or LyftBecoming a driver for one of these 21st century taxi services requires a clean record, ability to drive safely (there is a screening) and a car that meets their standards. The company will keep a certain percentage; drivers get to keep any tips. Note that location is a factor; those in populated areas will get more jobs.Fitness instructor, Zumba teacher, yoga instructor, or personal trainerThis opportunity may require investment in training or studio rental, but for some it is very lucrative.Start a house cleaning businessThis is a pretty easy business to start up (not a lot of costs) and run out of a home. Those interested can use their network by starting off offering services for people they know, then getting them to submit testimonials and make recommendations. Consider becoming bonded and insured.Tutoring studentsObviously, this is especially suited for those with a background in education, but others with solid knowledge in a subject and good people skills may be able to make this work as well. This business typically takes places at odd hours and may require a lot of travel time and gas money. Startup costs are low.Start a catering business, or work for an established catererMany caterers need servers, bartenders and assistants for short-term work, and the pay can be fairly good. Night and evening work is the norm, however.Starting a catering business is certainly more complex and requires knowledge of and possibly certification in food safety, but those with a knack for cooking and economical food purchasing can do well.Start a gardening or yard work businessThis is another one where people may be able to start off working for those they know and parlay that into a business through referrals and recommendations. The startup costs here are high, since workers typically will need mowers, leaf blowers, hedge trimmers, and even a trailer.Selling baked goods, jam, or other prepared foods at farmers’ markets or other eventsIt’s possible to make a good profit selling prepared foods at events, local businesses, or through the Internet. There are food safety and “cottage industry” laws that affect this business, so those interested need to do their homework ahead of time.Making and selling jewelry, soaps, bath items, candles, or other crafts and selling on Etsy or at local marketsPhotospin/Mykola LunovA wealth of articles cover the pros and cons of this business idea. Marketing is generally key, as is creating an attractive and well-priced product. Workers need to be careful not to undersell their time with this option.Bartending freelance for eventsThose who are willing to go to bartending school can market themselves as qualified for this and earn money at private events. Personal safety may be a factor here.Babysit or start an in-home child care servicePart-time babysitting for friends and acquaintances is another low-startup business that can pay well. One can also consider working for a site like SitterCity. If the interest is more serious, workers can consider starting a business in their home, which will require vetting for safety and purchasing materials. All caregivers should be certified in CPR and first aid, and those with an in-home business may need state certification.On-site photo booth operatorThough there is a substantial investment, this business can be profitable in the right market and does not require a high degree of technical skill once one has learned the ropes. On the downside, work is typically on nights and weekends.PhotographyThough there’s a lot of competition in the market for family and wedding photographers and/or freelance photography, some will may be able to make it if they market well.Short-term positions from the “gigs” section of CraigslistThere are typically many scams in this section, so workers need to beware. However, some report being able to put together multiple part-time legitimate gigs.Sign up with a temp agencyTemping can be an easy and low-commitment way to earn money, though employees have to remember that the agency gets a substantial cut. New online temp marketplaces like Wonolo are an interesting option.Reselling antiques, used clothes, used books, etc. on eBayThose who are great shoppers or thrifters with an eye for a deal may succeed here. Photography skills and the ability write a detailed description are important, as is the ability to monitor auctions.This is really just the tip of the iceberg for unconventional “side hustles,” but it’s a starting place. What’s really important is knowing that there are many ways to get around the limitations of the military lifestyle and to contribute to family financial security.